According to @LexSokolin, the core fintech opportunity for 2025 is not launching another neobank, but rather finding ways to unlock the over $80 billion in staked ETH currently sitting idle. This represents a substantial, untapped source of liquidity and yield potential for crypto traders and fintech platforms. Web2 fintech companies are missing out on new revenue streams by not integrating Ethereum staking solutions, which could drive increased trading volumes and innovation in crypto-enabled financial products (source: @LexSokolin on Twitter, May 23, 2025).